Educator-written
Lessons written by teachers who have taught the material in a room full of people, and reviewed by a second educator before publication.
Plan. Save.
Breathe.
Short, practical courses on planning a monthly budget, setting goals with dates and keeping everyday spending in order. Written by educators, open to everyone, independent of any company.
Try the 50/30/20 split
Rule of thumb€
| NeedsHousing, utilities, groceries, transport, regular commitments | 1 200 |
| WantsEating out, subscriptions, hobbies, travel | 720 |
| Set asideA rainy-day cushion and future plans | 480 |
A starting point, not a prescription. Lesson 3 of Budgeting basics explains when to adjust it.
6
Short courses
40 min
Per course, on average
from 29 €
Per course, paid once
No
Subscription, auto-renewal or upsell
Built for real months
Every course ends with a worksheet or a calculator you fill in with your own figures. The numbers stay in your browser. The habit is what you keep.
See all courses2 / 4
Week 2 of the 30-day plan
Learn at your own pace
Ten-minute written lessons, readable on a phone, no video required. Start, stop and come back whenever the month allows.
Taught in communities
The same material runs as workshops in libraries, colleges and community centres. Online, it is open to anyone.
Featured courses
6 lessons40 min
Budgeting basics
See where the month goes, choose a method you will actually keep, and build a plan that survives a surprise.
49 €Lesson 1 open · worksheet included
5 lessons35 min
Building a rainy-day cushion
What a sensible first target looks like, where to keep it, and small ways to start even in a tight month.
39 €Lesson 1 open · worksheet included
5 lessons35 min
Planning large purchases
A laptop, a sofa, a holiday: compare total cost, decide on timing and set aside ahead instead of rushing.
39 €Lesson 1 open · calculator included
Course categories
Six courses in five themes. Take them in any order; most people start with budgeting.
Start with lesson 1
The first lesson of every course is open to everyone. Read it, try it on your own numbers, then decide.
Frequently asked
What does a course cost?+
Between 29 € and 49 € per course, paid once. All six together cost 179 €. There is no subscription and nothing renews. Lesson 1 of every course, the 50/30/20 calculator, the goal planner and the glossary are open to everyone at no cost. See how we are funded.
Do you give personal advice?+
No. Our courses are general education: how household budgeting works and how to think about it. We do not know your circumstances. For decisions about your own situation, a qualified professional or a community advice service is the right place to go, and each course explains how to find one.
Do I need to create an account?+
No. After payment the lessons and worksheets arrive by email as a PDF pack that you keep. Calculators on this site run on your device and send nothing to us.
How does payment work?+
You request a course through the form, we email you a secure payment link, and nothing is charged until you confirm. No payment details are entered on this site. You can cancel within 14 days of payment and we return it in full.
What do the courses not cover?+
Anything that depends on your personal circumstances or on a specific product. We stay with planning, setting aside and everyday habits, and we say clearly where a course stops.
Can my organisation use the courses?+
Yes. Libraries, colleges, employers and community groups book facilitated sessions for their groups. We quote per group and include a facilitator guide. Get in touch.