Planning large purchases
Large purchases go wrong in two ways: the real total is higher than the price tag, and the timing is driven by a deadline that was never real. This course gives you a way to work out the full cost including the extras, a method for choosing a date, and a monthly amount that gets you there without a rush at the end.
Lessons
Lesson 1 is open to everyone. Lessons 2 to 5 unlock with the course and arrive by email as a PDF pack together with the calculator.
- 01The real totalPrice plus delivery, fitting, accessories, insurance, the thing it replaces and the thing it needs. Usually 15 to 30 percent more.Open · read now
- 02Need, want, or deadline?Three honest questions that separate a replacement from an upgrade from an impulse.6 min
- 03Choosing a dateWorking back from the real total to a monthly amount, and what to do when the date is too far away.8 min
- 04The 48-hour rule and other brakesFor anything unplanned over a threshold you set, two days of waiting and one question.7 min
- 05Comparing two options properlyCost over the years you will own it, not the sticker. A worked example with two sofas and two laptops.7 min
Who it is for
Anyone with something specific in mind that costs more than one month can comfortably absorb.
What it is not
It does not tell you how much to spend on anything. Those are your decisions. It does not cover anything that depends on your personal circumstances; for that, a qualified professional is the right place to go.